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Creation of Electronic System of Payment
Kořenek, Jan ; Kořenek, Martin (referee) ; Kříž, Jiří (advisor)
Due to recent events of financial crisis there have been reported increase in debates about stable and safe financial environment. The aim of the Bachelor thesis is to create a system of payments, which would be able to operate independently, having strictly covered deposits. The thesis will cover basic design, description of used technologies and whole mechanism behind the system which provides the requested stability.
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The protection of a client in financial services
Blumental, Eva ; Kohajda, Michael (advisor) ; Kotáb, Petr (referee)
1 Title: Client Protection in Financial Services Key words: client, consumer, financial service, deposit, credit Abstract The present diploma thesis focuses on the client protection in financial services. It introduces relevant legislature and provides a reader with the analysis of the level of legal protection. Introduction part explains my motivation for the choice of the topic, mostly influenced by current debate over certain forms of financial services. It also presents a processing method of the thesis and kinds of resources used. The first chapter of the thesis is dedicated to an elaborate definition of the analysed key terms - the client and the financial services. In the contewxt of this work is client understood as a consumer. First part provides the reader with comparison of legal definitions of consumer presented in various legislation. A broad term of finacial services is hereby narrowed to accepting deposits and providing credit loans. The second chapter consists of analysis of legislation which regulates client protection in this field. Substantial part is provided for the proper decription of the EU legislature. Last part of the chapter sketches a short summary of changes brought by the new legislation in the field of private law, that comes into force in January 2014. Chapter Three concernes...
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Vklady a úvěry v českém bankovním sektoru
Adamová, Gabriela
Adamová, Gabriela. Deposits and loans in the Czech banking sector. Bachelor thesis. Brno: Mendel University, 2017. This bachelor thesis analyzes development of deposits and loans, specifically within banking sector of Czech republic between years 2002 and 2015, conside-ring bank´s size and type. For this purpose, clients' deposits / total assets and loans to clients / total assets ratios are examined. The work also focuses on the as-sessment of the risk development of loans using the NPL indicator / loans to clients. The impact of the financial crisis is taken into account. The power of linear dependence between deposits and loans is tested using correlation analysis.
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Dynamika bankovních úvěrů a vkladů v zemích Visegrádské čtyřky
Bubeníčková, Petra
BUBENÍČKOVÁ, P. Dynamics of Bank Loans and Deposits in the Visegrad Countries. Diploma thesis. Brno: Mendel University, 2018. This diploma thesis examines the influence of macroeconomic factors on the total volume of loans and deposits in the Czech Republic, Slovakia, Poland and Hungary between 2004 and 2017. The empirical analysis uses multiple regression model of time series where all variables are in the form of relative year-on-year changes.
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Dopady vstupu ČR do Evropské unie na faktory ovlivňující bankovní sektor
Prokop, Ondřej
Prokop, O., Impacts of the Czech Republic's join to the European Union on factors affecting the banking sector. Diploma thesis. Brno: Mendel University, 2019. Diploma thesis is focused on Impacts of the Czech Republic's join to the European Union on factors affecting the banking sector. The attention is focused on factors affecting provided services to clients of the banking sector. The time series are analysed by testing structural breaks. The growth rates of this time series and changes are also analysed. For example, in this thesis are analysed this time se-ries: profits, number of employees, distribution networks, amount of loans or amount of deposits. The issue of deposits and loans is further analysed in detail, for example on a time, sector or specific basis.
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Building Societies in Low Interest Rate Environment
Hanzlík, Petr ; Džmuráňová, Hana (advisor) ; Baniar, Matúš (referee)
The aim of this thesis is to analyse the impact of low interest rate environment in the Czech Republic in recent years on the sector of building societies as a specific segment of the financial market. First part of the thesis consists of description of main characteristics of building savings and building societies, e.g. their historical development, with special focus on main types of risk the building societies face. In the second part the impact of changing market interest rate on outstanding volumes of deposits in building societies is analysed. The analysis is conducted through simple time series models estimated by OLS. Final part includes comparison of demand for building savings loans with demand for mortgages as well as consideration of the development of profitability of the sector of building societies in recent years. Powered by TCPDF (www.tcpdf.org)
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The protection of a client in financial services
Blumental, Eva ; Kohajda, Michael (advisor) ; Kotáb, Petr (referee)
1 Title: Client Protection in Financial Services Key words: client, consumer, financial service, deposit, credit Abstract The present diploma thesis focuses on the client protection in financial services. It introduces relevant legislature and provides a reader with the analysis of the level of legal protection. Introduction part explains my motivation for the choice of the topic, mostly influenced by current debate over certain forms of financial services. It also presents a processing method of the thesis and kinds of resources used. The first chapter of the thesis is dedicated to an elaborate definition of the analysed key terms - the client and the financial services. In the contewxt of this work is client understood as a consumer. First part provides the reader with comparison of legal definitions of consumer presented in various legislation. A broad term of finacial services is hereby narrowed to accepting deposits and providing credit loans. The second chapter consists of analysis of legislation which regulates client protection in this field. Substantial part is provided for the proper decription of the EU legislature. Last part of the chapter sketches a short summary of changes brought by the new legislation in the field of private law, that comes into force in January 2014. Chapter Three concernes...
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Creation of Electronic System of Payment
Kořenek, Jan ; Kořenek, Martin (referee) ; Kříž, Jiří (advisor)
Due to recent events of financial crisis there have been reported increase in debates about stable and safe financial environment. The aim of the Bachelor thesis is to create a system of payments, which would be able to operate independently, having strictly covered deposits. The thesis will cover basic design, description of used technologies and whole mechanism behind the system which provides the requested stability.
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Savings products and their combination offered to individuals
Krop, Filip ; Radová, Jarmila (advisor)
The aim of this bachelor's thesis is to analyze certain types of savings products offered on the Czech to individuals and to find the best of them. Then combine these products to maximize profit. The emphasis was put on comparing these products to Building Savings, which has recently come through many changes. In addition to Building Savings, it's dealt with savings accounts and term deposits. The first part focuses on general characteristics of the products. The second analytical part deals with the calculations of the profits of selected products and with comparing them with the valuation of liquidity.
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Comparison of the deposit insurance system in the Russian Federation and in the Czech Republic
Gluhov, Anastasiya ; Dobrovolný, Marek (advisor)
Anotation: The subject of this thesis is a system of deposit insurance, which is a part of the regulation and supervision of the banking sector in many countries. The bachelor thesis generally examines the reasons for the implementation of deposit insurance system. It also contains the description of the six different approaches of the state participation on the deposit guarantee scheme. The bachelor thesis also compares these concepts and highlights their positive and negative aspects. The thesis also describes in details the system of deposit insurance in Russian federation and Czech republic, evaluates them, compares and highlights the advantages and disadvantages of both.
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